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Is ride sharing covered under auto insurance in Oklahoma?

Ride-sharing is obviously here to stay and many people are working for ride share companies.  If you drive for a ride-sharing company or are thinking of doing so, it's important to know the insurance implications if you drive your own personal vehicle in Oklahoma. Regular carpool or riding with ...

Why Construction Companies need Professional Liability Insurance in Oklahoma

Every Oklahoma contractor or construction company needs workers compensation and general liability insurance to do business, but do you need professional liability insurance as well? Here are some items to consider when purchasing a professional liability insurance policy: Many projects require contractors and construction companies to have professional liability insurance.&...

Should you get the rental car insurance coverage?

Whether to get rental car insurance coverage is a question often times wondered when renting a car for business or vacation.  Your first decision would be if the extra cost is reasonable.  Most rental car companies will make you responsible for any damage done to the vehicle if ...

What Does a Commercial General Liability Policy (CGL) Cover?

A Commercial General Liability (CGL) policy covers injury and damage that may be caused by the company's negligence.  It's best to have an insurance agent that can review your policy to make sure you have the right coverage for your businesses risks in Oklahoma City, Oklahoma. Here are a ...

Texting & Driving in Oklahoma City

People being distracted while driving is continuing to be a problem and something texting is the cause of car accidents and auto-related deaths.   It’s become very important today to be a focused driver instead of focusing on our cell phones.  One of the biggest ways to ...

Oklahoma Cyber Security For Small Business

Some statistics suggest most small businesses doing have a formal internet security policy for employees.  Of those that do, most only have the basic of cyber security in place.  Most small businesses haven’t had a security test by an outside vendor nor do they have their data ...

Insurance Coverage Every Business Must Have in Oklahoma

Some businesses may not have adequate insurance coverage, so reviewing your current policy with a Oklahoma independent agent with help you feel safe and adequate.  At The Insurance Center Agency, we can help evaluate your risk and provide a complete package to insure your business. Some protections businesses need ...

Things to know when working for ride share service

Rideshare Insurance can often be confusing and consulting with your local Oklahoma City insurance agency like The Insurance Center Agency can help with any questions you may have before starting with the rideshare or delivery company. Definitions – know or inquire on what is covered under your Oklahoma auto insurance policy ...

Advantages of an Independent Agent in Oklahoma

Finding the right insurance agent is a very important part of buying the right coverage for your home, car or business. Independent agents work for you, not an insurance company. This means that we have access to many different insurance companies and can shop around for you to find the ...

Should you place a personally Owned vehicle on a Business Auto Policy

The owner of a corporation, the named insured, wants to add a personally titled vehicle to the corporation’s auto policy. A formal lease should be in place from the individual to the corporation. The lease should contain language that requires the lessor to be named as an additional insured under the named insured's auto policy, as well as any loss payee requirements. Some, may think it’s not necessary to list the lessor as an additional insured on the ...